Consolidating loans with your spouse
What happens thus is that you will be effectively paying a lower interest rate on what were higher interest loans and vice versa.Depending on the configuration of your loans, a consolidation may make no difference or may cost you more.
Once you're pre-approved, we'll give you all the terms of your loan and ask you to sign a promissory note, so funds can be officially sent to your school.
Contact your lender, servicer, or TG and explain that you cannot pay and why.
Your servicer works with and for your lender to bill, collect, and provide you with information pertinent to your loan.
As I mentioned, the first call is free, so you’ve got nothing to lose other than a few minutes of your time.
You can reach the Student Loan Relief Helpline by calling 1-888-906-3065.
Search for consolidating loans with your spouse:
Many couples handle their student debt differently; for example, each spouse could handle their debt separately with their own income.